During the MMI Annual Conference, Roger Paradiso of Franklin Templeton, broke down how wealth management firms are approaching direct indexing and tax optimization within UMA platforms. From full-portfolio overlays to individual sleeve solutions, firms are exploring a range of paths toward greater personalization—and many are turning to his firm to help bridge the gap. According to Roger, it’s not about firm size or channel—it’s about where each platform is on their journey and how fast they’re trying to deliver better tax-aware outcomes to clients.